Whether it's the hope of avoiding the stress of airport queues, or an effort to take a greener approach to travel, more people in the UK are likely to opt for a driving holiday this year.
According to research from American Express, one in ten Brits are considering taking their family on a driving holiday in Europe, while 32 per cent are thinking about a caravanning holiday and 27 per cent may take a camping holiday if they can get there by car. While this form of travel may offer increased peace of mind, it raises important issues about car insurance.
Ensuring you have the correct level of car insurance in place when travelling in Europe is crucial. Many of the UK's leading insurers advertise European cover as part of their policies - but in many cases this level of cover is downgraded. The likes of Barclays, Direct Line, esure and Swiftcover will only grant drivers third party coverage when travelling overseas.
If you have comprehensive cover in the UK and want this to be maintained in Europe, you may need to shop around for a different policy. Check the small print of your existing policy to discover the level of cover you have in place and if it's not sufficient use a comparison website to find more comprehensive coverage with features such as a courtesy car while repairs take place.
Some policies will cover you for up to 90 days in Europe and include all European countries, but others may not. Look for a policy that includes European breakdown cover as an add-on or consider taking out a separate breakdown policy.
You can find cheap car insurance by shopping online but to maintain low premiums familiarise yourself with the road rules of each country to help avoid car insurance claims.
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